At KashB, we understand the evolving financial needs of MSMEs. Our MSME Loans are designed to help small and medium enterprises access timely funding for working capital, expansion, equipment purchase, or operational needs. With flexible financing options, you can manage cash flow efficiently, scale your business, and strengthen long-term growth.
KashB simplifies business financing with affordable MSME loan options, quick approvals, and a smooth, paperless application process—empowering you to grow your business with confidence.
Enter loan details and get your EMI, interest, and total amount in seconds.
Between 21 and 55 years
₹18k (Metro) and ₹15k (Non-metro)
Must be a Resident Indian Citizen
At least 1 year in current job/profession
KashB offers MSME loans with competitive interest rates starting from 14% p.a. The final rate is determined based on your business profile, creditworthiness, and overall eligibility.
Pan Card
Aadhaar Card
Bank Statement (Last 3 months)
Selfie
Address Proof (Permanent & Current Address)
First & Last name
Mobile Number
Date of Birth
Gender
PAN
Employment / Business Type
Monthly Income
Company name
Address Proof
Photo
Selfie (eKYC)
Current Address
Bank Statement
Father / Mother / Spouse Name
Reference Contact
Disbursement Bank Account Details
eNACH / UPI e-mandate
Interest Rate Starting from 14% p.a.
Processing Fee 2–4.5% of loan amount
Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee ₹500 + GST
Stamp Duty 0.1% of loan amount
Mandate Rejection Charges ₹250 + GST
Foreclosure Charges 4% on remaining principal
Apply online in a few simple steps, with minimal documentation and quick approval.
Submit your loan application with your basic business details.
Provide your PAN, Udyam/GST registration, and bank statements for quick verification.
Your application is reviewed against our MSME eligibility criteria
Receive your loan approval with transparent terms and no hidden charges.
Funds are credited directly to your business bank account.
A KashB MSME Loan is financing designed for micro, small, and medium enterprises to meet business needs such as expansion, machinery purchase, raw material stocking, or working capital — with fast, fully online approval.
Self-employed individuals, proprietors, partnerships, and registered MSMEs with a stable business income and a valid Udyam/MSME or GST registration can apply.
It can be used for business expansion, opening in a new region, buying machinery or equipment, purchasing raw materials or inventory, renovating your premises, or covering working capital needs.
Once your application and documents are verified, approval is usually quick — in most cases, funds are disbursed within a day of approval.
