1. Information We Collect

We collect information that identifies, relates to, or describes you ("Personal Data") to provide our services effectively.

A. Personal Information Provided Directly by You

When you submit an inquiry, register for an account, apply for loan pre-screening, or contact us through forms, phone, email, or WhatsApp, we may collect:

• Contact Information: Full name, email address, mobile phone number, and mailing address.
• Financial & Profile Information: Employment status, monthly income, requested loan amount, loan purpose, preferred tenure, and general eligibility details.
• Identity Documents (if requested): Identity or address verification details submitted during financial screening or processing.

B. Automatically Collected Information

When you navigate through KashB.in, we may automatically collect standard technical data through cookies, log files, and tracking technologies:

• Device & Usage Data: IP address, browser type, operating system, device identifiers, pages viewed, time spent on pages, referral URL, and clickstream data.
• Location Data: Approximate location derived from your IP address.

2. How We Use Your Information

We use the collected information for legitimate business purposes, including:

• Service Delivery: Processing loan inquiries, screening loan eligibility, and connecting you with our lending partner, Sabrimala Fintech.
• Communication: Contacting you via phone calls, SMS, WhatsApp messages, or emails regarding your application status, inquiries, or update notifications.
• Analytics & Optimization: Analyzing web traffic, user engagement, and conversion performance to optimize website performance and marketing campaigns.
• Marketing & Promotions: Sending tailored promotional communications, newsletters, or special offers (you may opt out at any time).
• Legal Compliance & Security: Detecting, preventing, and investigating fraud, unauthorized access, or illegal activities, and complying with applicable laws and regulatory obligations.

3. Disclosure & Sharing of Your Information

We do not sell your personal information. However, we share your information under the following circumstances:

• Exclusive Lending Partner: To facilitate loan applications and screening, we share relevant financial, identity, and contact details directly with our lending partner, Sabrimala Fintech, for formal credit evaluation, underwriting, and loan disbursement.
• Service Providers: We engage trusted third-party service providers (such as web hosting, CRM software, analytics platforms, marketing automation tools, and SMS/WhatsApp communications gateways) to perform supporting functions on our behalf.
• Legal Obligations: We may disclose your information if required to do so by law, court order, or governmental authority, or to protect the rights, safety, and property of KashB.in, our users, or others.
• Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your personal information may be transferred as part of the business assets.

4. Cookies and Tracking Technologies

KashB.in uses cookies, web beacons, and similar tracking tools (including Google Analytics, Meta Pixel, and ad tag integrations) to remember user preferences, measure advertising effectiveness, and deliver targeted ads across search engines and social networks.

Managing Cookies

You can set your web browser to refuse or block cookies or alert you when cookies are being sent. Please note that disabling cookies may affect the functionality of certain areas of our Site.

5. Data Security

We implement reasonable technical, administrative, and physical security measures to protect your personal information against unauthorized access, loss, misuse, alteration, or destruction. While we strive to protect your personal data using industry-standard protocols, no method of electronic transmission or storage is 100% secure.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, complete requested financial services, satisfy legal or accounting requirements, or resolve disputes.

7. Your Privacy Rights & Choices

Depending on applicable privacy regulations, you have the following rights regarding your personal data:

• Access & Correction: Request a copy of the personal data we hold about you or request corrections to inaccurate data.
• Opt-Out: Unsubscribe from promotional marketing emails, SMS, or communications at any time by following the unsubscribe instructions or contacting us directly.
• Data Deletion: Request the deletion of your personal data, subject to legal and contractual obligations that require us to retain certain records.

To exercise any of these rights, please contact us using the information provided below.

8. Third-Party Links

Our Site may contain links to external websites, financial calculators, or partner portals that are not operated by KashB.in. We are not responsible for the privacy practices, content, or policies of third-party websites. We encourage you to review the privacy policy of every external site you visit.

9. Updates to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the updated policy on this page with a revised "Last Updated" date. Your continued use of the Site after any updates signifies your acceptance of the revised policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: